SWP or Systematic Withdrawal Plan is a feature in mutual funds that allows investors to withdraw a fixed amount at regular intervals. It is an ideal option for those seeking steady income, such as retirees or individuals with limited monthly cash flows. With SWP, you don’t need to redeem your full investment — instead, a portion is withdrawn periodically while the rest continues to grow.
SWP

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SWP (Systematic Withdrawal Plan)

🟣 What is SWP in Mutual Funds?

SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals (monthly, quarterly, etc.) while the rest of your money stays invested and continues to grow.


🔹 Why Choose SWP?

  • Regular income – ideal for retirees or passive income seekers
  • Helps manage cash flow without redeeming the full investment
  • More tax-efficient than interest from FDs
  • Flexibility in withdrawal amount and frequency
  • Remaining capital keeps earning returns

💰SWP turns your investments into a steady income source while preserving long-term growth.

 

💼 Plan your retirement or monthly income with SWP – smart, steady, and secure!