🏦 What is a Mutual Fund?
A Mutual Fund is an investment vehicle that pools money from many investors to invest in a diversified portfolio of stocks, bonds, or other securities. Professional fund managers manage it.
🧩 Types of Mutual Funds
Mutual funds are classified based on asset class, structure, and investment goals:
✅ 1. Based on Asset Class:
| Type | Description | Risk | Ideal for |
| | | | |
| Equity Funds | Invest in shares of companies | High | Long-term wealth creation |
| | | | |
| Debt Funds | Invest in fixed income instruments (bonds, debentures) | Low to moderate | Stable returns with low risk |
| | | | |
| Hybrid Funds | Mix of equity & debt | Moderate | Balanced risk-return |
| | | | |
| Liquid Funds | Very short-term debt securities | Very low | Parking surplus money |
| | | | |
| Index Funds | Track a market index (e.g., Nifty 50) | Depends on index | Passive investors |
✅ 2. Based on Structure:
| Structure | Description |
| | |
| Open-ended | Can invest/redeem at any time |
| | |
| Close-ended | Fixed maturity, locked in for a time |
| | |
| Interval | Open for transactions during specific intervals |
✅ 3. Based on Goals:
| Type | Purpose |
| | |
| Tax Saving Funds (ELSS) | Provide tax deduction under Section 80C |
| | |
| Retirement Funds | Long-term retirement corpus |
| | |
| Children’s Funds | Future child education/marriage |
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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments.
AMFI Registered Mutual Fund Distributor – ARN-39299 | Date of initial registration ARN – 08-Apr-2006 | Current validity of ARN – 28-Jan-2026
Grievance Officer- Jagdish L Kakadia | kanaiya_ent@yahoo.co.in
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