STP (Systematic Transfer Plan) is a facility in mutual funds that allows investors to transfer a fixed amount or units from one scheme to another at regular intervals — usually from a debt fund to an equity fund or vice versa. STP helps in managing market volatility and is ideal for the gradual deployment of large sums into equities, reducing the risk of investing a lump sum at once.
STP

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STP - Systematic Transfer Plan

🔵 What is STP in Mutual Funds?

STP (Systematic Transfer Plan) is a strategy that lets you transfer a fixed amount from one mutual fund to another at regular intervals – usually from a debt fund to an equity fund or vice versa.

🔹 Why Use STP?

  • ✅ Helps reduce market timing risk
  • ✅ Ideal for parking lump sum in debt, and gradually shifting to equity
  • ✅ Provides better risk management
  • ✅ Generates returns during the transfer period
  • ✅ Useful for goal-based planning

💡STP is perfect when you have a lump sum to invest but want to enter equity markets gradually and safely.

 

🔄 Invest smart with STP – balance risk, optimize returns!

STP - संतुलित निवेश